| CLIENT PROFILE
|
PAYG
Employees
Self-employed for
minimum of 2 years
Registered
Australian Corporate Entities |
| MINIMUM
LOAN AMOUNT |
$30,000 |
| MAXIMUM LOAN AMOUNT |
$2,000,000 |
| L.V.R. |
100% up to $500,000
90% $500K to $750,000
80% $750,000 - $1,000,000 |
| INTENDED USE |
Investor or Owner-occupier |
| REPAYMENT OPTIONS |
Principal &
Interest (P&I)
Interest Only (IO) |
| INTEREST RATE OPTIONS |
Variable or Fixed |
| LOAN TERM |
Maximum term approximately
30 years |
| ADDITIONAL REPAYMENTS |
Variable interest rate options only |
| REPAYMENT FREQUENCY |
Weekly, Fortnightly
or Monthly |
| ACCOUNT KEEPING FEES |
No |
| STATEMENT FEES |
No |
| TRANSACTION FEES |
20 free transactions per month |
| REDRAW |
Yes |
| MINIMUM REDRAW AMOUNT |
No Minimum |
| BORROWERS LEGAL
EXPENSES |
At Borrowers expense |
| LENDERS LEGAL EXPENSES |
At Borrowers expense |
| MORTGAGE INSURANCE |
Payable by borrower
if LVR > 80%, or loan amount > $500,000 |
| APPLICATION FEE |
$660 (including gst) (including gst)incudes
one valuation for property valued under $500,000 |
